Beyond Investment Management: Our Holistic Approach to Wealth Stewardship
Extract Advisors LLC delivers comprehensive financial stewardship designed to address the complex, multi-faceted needs of high-net-worth clients. We ensure continuity, clarity, and control across market cycles and through generational transitions. Our services are integrated and fully tailored, recognizing that effective wealth management requires perfect synchronization between investment strategy, sophisticated financial planning, and rigorous risk mitigation.
Core Wealth Management Offerings
Our fully discretionary mandate is the engine of our service, allowing us to focus entirely on the efficient implementation and proactive maintenance of your personalized strategy.
Customized Portfolio Construction and Risk Budgeting:
We move beyond generic allocation models to develop strategies that are precisely matched to your required return objectives, specific tax situation, and distinct risk profile.
This process includes detailed risk budgeting, where we allocate capital to specific return drivers and risk exposures. We seek to utilize a broad universe of assets, including publicly traded securities and, where appropriate and suitable, non-traditional assets to enhance diversification and manage downside risk.
Our management is tactical within a long-term strategic framework, ensuring continuous optimization in response to changing market indicators.
High-Level Financial Planning Coordination and Integration:
We serve as the central coordination point for your entire financial life. While we do not act as tax preparers or legal counsel, we provide strategic guidance on the broader financial landscape.
This includes sophisticated retirement income modeling, charitable giving strategies, and complex liquidity event planning.
Synergy with External Partners: We actively collaborate with your existing network of CPAs, estate attorneys, and insurance professionals to ensure a unified, tax-efficient approach to wealth preservation and transfer.
Goal-Based Investment Strategy Development:
We translate abstract life goals—such as funding future charitable foundations, managing a concentrated stock position from employment, or establishing a multi-generational legacy—into concrete, measurable investment targets.
Our strategies are not based on market averages, but on the real-world cash flow needs and liability schedules derived from your personal objectives.
Phase 1: Initial Consultation and Discovery – Defining the Universe
This foundational stage establishes a profound, three-dimensional understanding of your financial universe.
- In-Depth Profiling: Comprehensive discussions cover your full balance sheet, diverse income sources, existing legal structures, and immediate and long-term liquidity requirements.
- Psychographic and Legacy Assessment: We go beyond numbers to understand your philosophy on wealth, your comfort level during market volatility, and your overarching intentions regarding legacy and philanthropy.
- Constraint Mapping: We clearly map out any investment constraints—such as ethical considerations, required holdings, or regulatory restrictions—ensuring the resulting strategy is fully compliant and comfortable for you.
Phase 2: Portfolio Design, Formal Mandate, and Investment Policy
Following discovery, we develop the bespoke investment solution and establish formal governance.
- Proposal Presentation: We present a detailed investment proposal outlining the recommended asset allocation mix, the rationale behind each component, expected risk/return characteristics, and the projected timeline for meeting your objectives.
- Investment Policy Statement (IPS) Drafting: We formalize our relationship by drafting a detailed Investment Policy Statement (IPS). This document acts as the constitution for your portfolio, detailing objectives, constraints, asset allocation ranges, and performance benchmarks.
- Formal Approval and Execution: Upon your acceptance, we formalize the fully discretionary management mandate, enabling our team to move swiftly into the implementation phase.
Phase 3: Ongoing Communication and Proactive Execution
Once implemented, the focus shifts to vigilant maintenance and institutional-grade trading practices.
- Proactive Execution and Best Price Commitment: Utilizing our discretionary authority, we execute trades, rebalance portfolios, and implement tactical shifts promptly. We strive for the best possible execution through institutional-grade trading platforms, minimizing slippage and optimizing net returns.
- Continuous Accessibility and Market Insight: Our commitment includes proactive outreach during significant market events, providing timely and measured analysis rather than reactive emotion.
- Detailed Performance Attribution: Regular reporting breaks down performance not just by return, but by the specific factors and decisions that contributed to the results, ensuring full accountability.
Phase 4: Regular Reviews, Iterative Strategy Refinement, and Stress Testing
Consistency and accountability are critical to long-term success, leading to iterative strategy refinement.
- Scheduled Comprehensive Reviews: We hold mandatory, comprehensive review meetings (typically quarterly or semi-annually) to discuss detailed performance attribution against your IPS benchmarks.
- Forward-Looking Stress Tests: During reviews, we often present scenario analysis and stress tests to demonstrate how the portfolio is positioned to respond to potential future economic shocks, confirming its resilience.
- Life-Event Adjustment: These meetings serve as a crucial check point for life changes (e.g., liquidity events, shifts in tax law, retirement) that may necessitate a strategic evolution of the portfolio allocation.
Future Expansion: Evolving with Client Needs and Market Dynamics
Extract Advisors LLC is committed to continuous growth and adaptability. As global market dynamics evolve and the sophisticated needs of our client base expand, we proactively assess new opportunities.
Strategic Evolution
We reserve the potential to manage new specialized funds, launch innovative strategies (e.g., dedicated private market exposures, new alpha-generating mandates), or accommodate new account types and vehicles in the future.
Goal
This inherent adaptability ensures that we can continuously offer cutting-edge solutions for preserving and growing wealth, maintaining our competitive edge and service relevance for generations.
